Best Student Loans of 2020

Compare the top private student loans and find the one that's right for you.

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College Ave Results Lander Creative
1.24% - 11.98%2
VARIABLE rate APRs
3.99% - 12.99%2
FIXED rate APRs
  • Apply in as little as 3 minutes and get an instant credit decision
  • Multiple repayment options from deferred to immediate principal and interest
  • Choice of how long you take to repay the loan – 5, 8, 10, or 15 years3
  • 0.25% interest rate reduction when you make required payments by automatic debit2
  • Borrow up to 100% of your cost of attendance (minimum $1,000)1
Earnest Results Lander Creative
1.24% - 11.44%
VARIABLE rate APRs
3.95% - 12.78%
FIXED rate APRs
  • Variable rates starting at 1.78% APR (including 0.25% Auto Pay discount)*
  • Check your eligibility in just 2 minutes
  • Fast application and decision-making process
  • Flexible repayment options
  • No fees for origination, disbursement, prepayment, or late payment
  • Skip a payment once per year (once repayment period restarted)**
  • Covers up to 100% of the school's certified cost of attendance
  • 9 month grace period (3 months more than most lenders)***
SalliMae Results Lander Creative
1.25% - 11.15%1
VARIABLE rate APRs
4.25% - 12.35%1
FIXED rate APRs
  • Lowest rates shown include Auto Debit discount.1
  • Choose from multiple repayment options, including no payments while in school.2
  • Cover all types of learning, whether you're studying online or on campus.
  • Chegg Study - Get 4 months of study help included with your Undergraduate Loan.3
  • Ability to make payments while in school.
  • Consider adding a cosigner: Student are nearly 4X more likely to be approved with a cosigner5 and it may help you get a better rate.