Overall rate
3.9 \ 5
BBB rate
A

Pros

  • Eighteen months of forbearance is more generous than most lenders
  • Working with smaller lenders can sometimes lead to better rates

Cons

  • You’ll have to pay something during the time you’re in school, whereas other lenders let you defer payment completely until you graduate.
  • No clear guarantees that you can defer payments while in graduate school.

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