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Best Student Loans in 2021. Select Your School to Get Started!

Last updated August 1st, 2021

College Ave Highlights

  • 0.25% interest rate reduction when you make required payments by automatic debit2
  • Borrow up to 100% of your cost of attendance (minimum $1,000)1

Sallie Mae Highlights

  • Lowest rates shown include Auto Debit discount.1
  • Choose from multiple repayment options, including no payments while in school.1
  • Ability to make payments while in school.

Discover Highlights

  • Get a 0.25% interest rate reduction while enrolled in automatic payments1

Earnest Highlights

  • Flexible repayment options
  • Covers up to 100% of the school’s certified cost of attendance
  • No fees for origination, disbursement, prepayment, or late payment
  • Fast application and decision-making process

Union Federal Highlights

  • Available to international students applying with an eligible cosigner who is a U.S. citizen or permanent resident alien
  • Past Due Balance option is now extended to 12 months8
  • 0.25% interest rate reduction for customers who elect auto pay6
  • Multiple repayment terms and repayment options to choose from7

Custom Choice Highlights

  • Multiple repayment terms and repayment options to choose from7
  • 0.25% interest rate reduction for customers who elect auto pay5
  • Prequalify in minutes4
  • For a limited time get 0.50% interest rate reduction on new loans3

How do I choose the right private student loan?

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Do your homework

Check out our Guide to Student Loans below to learn more about financing college expenses.

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Have a cosigner

A cosigner is almost always required to get approved for a private student loan – and to get the best rate.

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Apply directly with the lender

Apply with each lender to find out the exact rate you will be eligible for.

Guide to Student Loans

  • What’s the difference between Federal Student Loans and Private Student Loans?

  • Which is better – Federal or Private Student Loans?

  • How much should I borrow?

  • Do I need a co-signer for Private Student Loans?

  • How do I pick the right Private Student Loan?