Overall rate
3.2 \ 5
BBB rate
A+

Pros

  • Lots of options are available for borrowers who are struggling to make payments
  • No late fees
  • Multi-year approval and a good grade rewards are nice perks as well (3)

Cons

  • A single loan repayment term of 15 years (for Undergraduates) will give pause to many borrowers.
  • Once again, you can’t see specific offers without a hard credit check.

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